Clear independent advice for mortgages, insurance and financial peace of mind.

Clear independent guidance for mortgages, insurance and financial peace of mind.

With over 60 years’ combined experience, we’re here to guide you. Start your journey with a free consultation – no pressure, just clarity.

How Can We Help?

Mortgages

Expert help with buying, moving, or remortgaging – tailored to your needs.

Mortgages

Expert help with buying, moving or remortgaging – tailored to your needs.

Buy to Let

Confidently invest in property with experienced, independent buy-to-let advice.

Buy to Let

Confidently invest in property with experienced, independent buy-to-let advice.

Protection

Protect your family’s future with personalised life and income insurance options.

Organizing calendar

Protect your family’s future with personalised life and income insurance options.

Insurance

Find trusted home, contents, and landlord cover – without the comparison site confusion.

Discover why clients trust Michael Nicholls’ expert advice.

Discover why clients trust Michael Nicholls’ expert advice.

Michael Nicholls has earned a 5 out of 5 rating from 72 verified clients on VouchedFor, reflecting his commitment to providing professional and friendly financial guidance.

No jargon. No pressure. Just honest guidance based on your goals.

Financial advice that’s always in your best interest.

Advice that’s always in your best interest.

1.

We Listen First

We take time to understand your situation before giving advice.

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2.

Clear Expertise

Over 60 years of combined experience you can rely on.

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3.

Ongoing Support

Life changes – we’ll help your plan change with it.

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Independent Advice. Personal Service. Real Financial Peace of Mind.

 

Independent Advice. Personal Service. Real Financial Peace of Mind.

We help you make confident decisions around mortgages, insurance, and protection – all with honest, expert guidance you can trust.

1.

Initial Chat

We start with a free, no-obligation meeting (in person or online) to understand your goals, budget, and plans. No pressure – just honest, independent advice.

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2.

Planning Your Strategy

We assess your current finances and build a personalised plan. This includes checking affordability, spotting any gaps, and shaping a clear path forward.

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3.

Product Recommendation

Once we agree on the strategy, we research the whole market to find the most suitable mortgage and protection products for your needs.

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4.

Ongoing Support

As life changes, so should your plan. We offer regular reviews and financial coaching to help keep you on track long-term.

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